Our Loan

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Flexible Loan Solutions

Competitive rates and personalized service for all your financial needs

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Why Choose Our Loans?

Our loan services are designed to provide financial assistance when you need it most. With competitive interest rates, flexible repayment terms, and personalized service, we make borrowing simple and affordable.

  • Competitive interest rates
  • Flexible repayment terms
  • Quick approval process
  • No hidden fees
  • Personalized service

Available Loan Types

Choose from our range of loan products designed to meet different financial needs

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Emergency Loans

Quick access to funds for unexpected expenses or financial emergencies.

Amount: ₹10,000/-

Term: 6 - 36 months

Rate: @ 10% P.A Interest

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Personal Loans

Unsecured loans for personal expenses, debt consolidation, or unexpected costs. Quick approval with flexible terms.

Amount: ₹ 50,000/-

Term: 12 - 60 months

Rate: @ 10% P.A Interest

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Education Loans

Affordable financing for education expenses with flexible repayment options.

Amount: ₹25,000/-

Term: 60 - 180 months

Rate: @ 10% P.A Interest

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Tour Advance Loan

Tour Advance Loan is a short-term cash advance granted to employees to cover travel expenses

Amount: ₹25,000/-

Term: 12 - 120 months

Rate: @ 12% P.A Interest

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Festival Advance

festival advance is a usually short-term loan provided by employers to employees to manage expenses

Amount: Up to ₹4,000/-

Term: 4 Months

Rate: @ 10% P.A Interest

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Loan Application Process

Simple steps to get your loan approved

1

Apply Online

Complete our secure online application form with your personal and financial information.

2

Document Review

Submit required documents for verification. Our team will review your application promptly.

3

Approval Decision

Receive approval decision within 24-48 hours. We'll contact you with the loan terms.

4

Fund Disbursement

Once approved, funds are disbursed directly to your account within 1-2 business days.

Loan Requirements

Basic eligibility criteria for loan applications

Personal Requirements

  • Must be 18 years or older
  • Valid government-issued ID
  • Proof of residence
  • Social Security Number
  • Active membership with The Calcutta Tramways Employees CCS LTD.

Ready to Apply for a Loan?

Contact us today to discuss your financing needs and get started